Water Views - Seller Financing
Address
181 S Higgins St, Port St. Joe, FL
Price
$ 989,900
Property Attributes
- MLS#328007
- TypeSingle Family
- Listing Status Active
- CountyGulf
- CityPort St. Joe
- AreaCape San Blas-S. Gulf
- NeighborhoodIndian Pass Beach
- Zip32456
- StyleBeach House
- Year Built2004
- Taxes$ 8546
- Price$ 989,900
- Bedrooms4
- Full Bathrooms4
- Half Bathrooms1
- Sqr Footage2304
- Lot Size0.1808 Acres
Data Source:
Forgotten Coast REALTOR® Association
Property Description
$25,000 BUYER CREDIT AVAILABLE TO BUY DOWN YOUR INTEREST RATE + OWNER FINANCING AVAILABLE UP TO $200,000 TO QUALIFIED BUYERS WITH ACCEPTABLE TERMS! Indulge in coastal luxury with this beautifully updated 4-bedroom, 4.5-bathroom two-story retreat, perfectly positioned to capture stunning Gulf views. This spacious home features a private heated and cooled pool, a fenced backyard, and multiple outdoor living spaces designed for relaxing and entertaining. Upstairs, you'll find the heart of the home—a modern, fully equipped kitchen with stainless steel appliances, granite countertops, and a breakfast bar that opens to a bright and airy great room. This spring, new flooring was added throughout the living room and kitchen, giving the space a fresh, coastal feel. Step through custom French doors to dual-level wraparound decks and screened porches—ideal for morning coffee or evening sunsets. Three bedrooms on the main level, including a luxurious ensuite, offer direct access to outdoor retreats. Several bathrooms were recently refreshed with new vanities, mirrors, updated showerheads, and freshly painted walls—enhancing both comfort and style. Downstairs, the ground level offers a second living and dining area, another well-appointed kitchen, a fourth bedroom with ensuite bath, a bunkroom, and a convenient powder room—perfect for hosting friends or extended family. After a day on the water, gather for a game of shuffleboard or horseshoes, and clean your fresh catch at the screened fish cleaning station. Just a short walk to the beach for shoreline fishing and sun-soaked relaxation, or launch your boat at the nearby Indian Pass Boat Ramp for unforgettable snorkeling and diving adventures. Return each evening to your private coastal sanctuary and fall asleep to the calming rhythm of the Gulf—knowing more seaside serenity awaits tomorrow. https://my.matterport.com/show/?m=4RWg34Zcwpu
| Price History | |
|---|---|
| 4/10/2026 | Listed $989,900 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central,Electric |
| Cooling | Central Air,Electric,Ceiling Fan(s) |
| Utilities | Cable Available,Electricity Connected,Internet Available,Phone Available,Propane,Sewer Connected,Underground Utilities,Water Connected,County Trash |
| Possession | Close Of Escrow,Immediate |
| Roof | Metal |
| Appliances | Dishwasher,Disposal,Dryer,Electric Oven,Electric Water Heater,Exhaust Fan,Microwave,Refrigerator w/Ice Maker,Washer |
| Patio/Porch Features | Balcony,Covered Deck,Front Porch,Patio,Porch,Rear Porch,Screened |
| Architectural Style | Beach House |
| Pool Features | Gunite,Heated,In Ground |
| Security Features | Smoke Detector(s) |
| Construction Materials | Frame,HardiPlank Type |
| Year Built | 2004 |
| View | Water,Gulf |
| Stories Count | 2 |
| Levels | 2 |
| Property Subtype | Detached Single Family |
| Tax Year | 2025 |
| Gross Income | 109954 |
| Building Name | Three Palms Paradise |
| Property Type | Residential |
| HOA | false |
| Attached Garage | false |
| Subdivision Name | Indian Pass Beach |
| Garage Y/N | false |
| Full Baths | 4 |
| Status | Active |
| Directions | Take CR30 E TO S Higgins, turn right on S Higgins. Property on the right. |
| City | Port St. Joe |
| Zoning Description | County,Residential Single Family |
| MLS Area | Cape San Blas/S. Gulf |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 7875 |
| Carport Y/N | false |
| Tax Annual Amount | 8546.08 |
| Property Condition | Construction Complete |
| Ok to Lease | Short Term Lease |
| MLS Area Minor | Indian Pass |
| Additional Parcels Y/N | false |
| Concessions | No |
| Virtual Tour | https://my.matterport.com/show/?m=4RWg34Zcwpu |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Tenant |
| Tax Lot | 14 |
| Legal Description | INDIAN PASS BEACH GROUP NO. 1 PB 1 PG 48 LOT 14 ORB 760/701 FR BURNS BLK U MAP 90D |
| LeasableAreaUnits | Square Feet |
| Year Built Effective | 2018 |
Interior Features
| Interior Amenities | Breakfast Bar,Lock Out Closet,Recessed Lighting,Shelving,Split Bedroom,Storage,Walk-In Closet(s),Woodwork Painted |
|---|---|
| Flooring | Tile,Vinyl |
| Furnished Y/N | Furnished |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Window Treatments |
| Fireplace Y/N | false |
| Half Baths | 1 |
| Laundry Features | Washer/Dryer Hookup |
| Total Bedrooms | 4 |
| Total Baths | 5 |
| Primary Bathroom Features | Tile Counters |
| Primary Bedroom Features | Blinds,Walk-In Closet(s) |
Exterior Features
| Exterior Amenities | See Remarks,Outdoor Shower |
|---|---|
| Fencing | Back Yard,Wood |
| Parking Features | Driveway |
| Lot Features | Landscaped,Sprinkler System,Aerials/Topo Available,Flood Insurance Required,Interior Lot,Subdivided,See Remarks,Within 1/2 Mile of Water |
| Water Source | Public |
| Total Parking | 4 |
| Lot Size Area | 7875 |
| Foundation Details | Pillar/Post/Pier |
| Building Area Total | 5836 |
| Lot Dimensions | 75 x 105 |
| Lot Size Acres | 0.1808 |
| Road Surface Type | Paved |
| Waterfront Y/N | false |
| Door Features | French Doors |
| Road Frontage Type | County Road |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32456
Price
Taxes
Year Built
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
